Royal Credit Union - 500 Chieftain St (Osceola, WI) (2024)

500 Chieftain St, Osceola, WI

Osceola Office

5/10 3 Ratings

Royal Credit Union - 500 Chieftain St (Osceola, WI) (1)

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Address:
500 Chieftain St
Osceola, WI 54020
Large Map & Directions
Phone:
(715) 833-8111 ext. 3175
Website:
http://www.rcu.org

Lobby Hours

Mon:08:00 AM - 05:00 PM
Tue:08:00 AM - 05:00 PM
Wed:08:00 AM - 05:00 PM
Thu:08:00 AM - 05:00 PM
Fri:08:00 AM - 05:30 PM
Sat:08:30 AM - 12:00 PM
Sun:Closed

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Credit Union Profile

Royal Credit Union: Locations, Contact Info, Reviews

Membership Eligibility

If you live or work in one of the following counties or have an immediate family member who is already a Member or eligible for Membership, you can open an account at RCU.

Minnesota
Anoka County
Carver County
Chisago County
Dakota County
Goodhue County
Hennepin County
Olmsted County
Ramsey County
Scott County
Wabasha County
Washington County
Winona County

Wisconsin
Barron County
Buffalo County
Burnett County
Chippewa County
Clark County
Dunn County
Eau Claire County
Jackson County
Marathon County
Pierce County
Pepin County
Polk County
Rusk County
St. Croix County
Taylor County
Trempealeau County
Washburn County
Wood County

Chartered On:
April 14, 1964
Charter Number:
66834
Total Assets:
$1,543,001,886
Deposit Insurance:
NCUA
Number of Members:
158,991
CEO:
Rudy Pereira
Member of FHLB:
Yes
Low Income Designation:
No
Institution Class:
Federally Insured State-Chartered Credit Union

Access to Electronic Services

  • Automatic Teller Machine (ATM)
  • Audio Response/Phone Based
  • Mobile Banking
  • Home Banking via Internet Website

Credit Union Programs

  • Mortgage Processing
  • Brokered Certificates of Deposit
  • Approved Mortgage Seller
  • Brokered Deposits (all deposits acquired through a third party)
  • Investments not authorized by the FCU Act

Electronic Services

  • New Loan
  • Remote Deposit Capture
  • Member Application
  • Download Account History
  • Bill Payment
  • Account Balance Inquiry
  • Share Account Transfers
  • Electronic Signature Auth./Cert.
  • Loan Payments
  • View Account History
  • Share Draft Orders
  • Merchant Processing Svs
  • New Share Account
  • External Account Transfers
  • e-Statements

Services & Products - Credit

  • Indirect Consumer Loans
  • Micro Consumer Loans
  • Micro Business Loans
  • Participation Loans
  • Interest Only or Pymt Option
  • Real Estate Loans
  • Overdraft Lines of Credit
  • Risk Based Loans
  • Debt Cancellation/Suspension
  • Business Loans
  • Overdraft Protection/ Courtesy Pay

Services & Products - Depository

  • Share Certificates with low minimum balance requirement
  • No Cost Share Drafts
  • Health Savings Accounts
  • Business Share Accounts

Services & Products - Financial Education

  • Financial Counseling
  • First Time Homebuyer Program
  • Financial Literacy Workshops
  • Financial Education
  • In-School Branches

Services & Products - Other

  • No Cost Tax Preparation Services
  • No Cost Bill Payer
  • Insurance/Investment Sales

Services & Products - Transactional

  • Prepaid Debit Cards
  • ATM/Debit Card Program
  • No surcharge ATMs
  • Check Cashing
  • Money orders

Suggest an Update

Reviews & Feedback

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How was your experience at this Credit Union? Let others know what you think. Leave your Review, Suggestion, Complaint or Tip below: Please note that we have no direct association with said institution and we offer this for review purposes only. Please do not leave any personal or personally identifiable information here:

6 Comments

5/10 3 Ratings

Reviewer:Kenneth Palmersheim

Date:March 18, 2024

Location Reviewed:Royal Credit Union: Hudson Office - Hudson, WI

So far my experience with your credit union has been great.

Reviewer:Beth Hughes

Date:March 20, 2018

Location Reviewed:Royal Credit Union: St. Croix Falls Office - St. Croix Falls, WI

Just opened three accounts, got home, tried to contact the credit union in St. Croix Falls and have no phone number, none online except 833-8111 and 1 other with the same directions, did all that and held for at least 15 minutes each time to get routed to a branch! 45 minutes wasted and no connection. I am so disgusted I am ready to cancel all the new accounts. I need a direct line to my bank! Based on other comments, this seems to be a problem for others as well. Hopefully there is a direct line into St. Croix Falls. If not I will be closing my new accounts ($26,000 today) and the other $40,000 will stay at the old bank until I find a better provider. Hopefully RCU has a working plan to remedy the problem. I had 20 years at my current bank and have NEVER had a problem getting service. I had great hopes for RCU.

Reviewer:Anonymous User

Date:Jan. 22, 2018

Couldn't get ahold of anyone and I don't like that our account #'s aren't online

2/10

Reviewer:Anonymous User

Date:Dec. 15, 2016

Location Reviewed:Royal Credit Union: Hudson Office - Hudson, WI

Call wait times too long.

3/10

Reviewer:William Herris

Date:Nov. 12, 2016

I have been locked out of my on-line account due to excessive login attempts. None of them by me. someone is trying to access my account. OK I understand the security protocol but I don't understand why someone isn't available to help reset my access on a Saturday afternoon. The credit union needs to provide access to someone during non-traditional banking hours when problems like this come up. Not having access to the on-line account is a serious problem and not having access to someone to help is even more serious. You are not a service oriented organization if you don't provide access to service for these type of situation

10/10

Reviewer:sandy edwards

Date:Nov. 10, 2016

Location Reviewed:Royal Credit Union: Edina Office - Edina, MN

I love the fact that you can go to other banks to withdraw money, partnering backs with RCU. This is very important to me as very few are in my area. Great service !

Royal Credit Union - 500 Chieftain St (Osceola, WI) (2024)

FAQs

Does Royal Credit Union use Zelle? ›

Does Royal Credit Union Support Venmo And Zelle? Royal Credit Union checking accounts can be used to send or receive funds using many person-to-person apps, including Zelle and Venmo. Because of the potential security risks, Royal has not integrated these services into our online banking and mobile app for Members.

How good is a credit union? ›

Many offer free accounts and fee waivers, and credit unions are known for charging lower interest rates on loans than a lot of banks. Higher yields on deposit accounts. In addition to using profits to lower fees, credit unions typically offer more competitive rates on deposit accounts than many banks.

What is the routing number for Royal Credit Union Eau Claire? ›

Royal Credit Union's routing number is 291880411.

Where can I find my RCU routing number? ›

RCU's routing number is 321177586. click the Details tab.

How much money can you send through Zelle with credit union? ›

Additional limits for sending money with Zelle®

Dollar limit per transaction: $500.00. Dollar limit per processing day: $500.00. Dollar limit per processing week: $2,500.00. Dollar limit per processing month: $10,000.00.

How much money can you send with Zelle? ›

Sending limits usually range from $500 to $5,000 per day and $10,000 to $20,000 per month, though some banks may allow you to increase your limits. If your bank wasn't on our list, you can typically confirm your Zelle transaction limits through your online banking account or by calling your bank.

What is my account number? ›

Look at a check. Your account number (usually 10 digits) is specific to your personal account. It's the second set of numbers printed on the bottom of your checks, just to the right of the bank routing number.

What is the difference between account number and member number of credit union? ›

A member number is used to identify your overall relationship with the credit union and it is given to you when you first joined. You can find yours on your account statement at the top of the first page or can be found on the bottom of your checks. An account number is specific to your individual account.

Whose ACH routing number is 062000019? ›

062000019 is a routing number used for REGIONS BANK in AL. This routing number supports ACH and Wire transfers.

Is routing number same for all branches? ›

For example, if you opened an account at a PNC bank branch in Maryland, your routing number will be different than a PNC customer who opened an account in Massachusetts. It may be helpful to think of your bank's routing number like a zip code — it ensures that your money comes from or arrives in the right place.

What routing ID is 021000021? ›

021000021 is a routing number used for JPMORGAN CHASE BANK, NA in FL.

Whose routing is 063216608? ›

063216608 RBC BANK (GA) Routing Number. 063216608 is a routing number used for RBC BANK (GA) in NC. This routing number supports ACH and Wire transfers.

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