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Overview
RCU has convenient branch locations and ATMs throughout the North Bay and San Francisco. We’re also part of a shared branch and ATM network that lets you do your RCU banking at thousands of other CU branches and ATMs nationwide!
Use our locator map to find your nearest branch or ATM, or search for services in other locations.
RCU Branch Locations
Standard hours:
Weekday: 9 a.m. to 5 p.m.
Saturday: 9 a.m. to 2 p.m.
Cleveland Ave. hours:
Weekday: 9 a.m. to 5 p.m.
Saturday: Closed
Point Arena hours:
Weekday: 9 a.m. to 4 p.m.
Saturday: Closed
San Francisco hours:
Weekday: 9 a.m. to 5 p.m.
Saturday: Closed
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RCU Main Phone Numbers
Toll-free: 1 (800) 479-7928
Local: 1 (707) 545-4000
Member Service Center
Toll-free: 1 (800) 479-7928
Local: 1 (707) 545-4000
Hours:
Weekdays: 7 a.m. to 8 p.m.
Saturdays: 8 a.m. to 5 p.m
24-Hour Telephone Teller
Get free 24-hour access to your account by phone.
Just call 1 (707) 576-5000 or 1 (800) RCU-4030.
Shared Branches & ATMs
With shared branching, credit unions from all over the country share facilities togive members more than 6,800 convenient locations and 30,000 Co-op ATMs(including those at other credit unions, and at Costco and 7-Eleven** stores)to perform transactions just as if they were in their home credit union. Whether you are at work, home, or your favorite travel destination, your credit union is always nearby.
Conduct a range of transactions at shared branches, such as:
- Deposits
- Cash withdrawals up to $500.00
- Loan payments
- Make transfers between accounts
- Purchase official checks
When you enter a shared branch you only need to bring:
- Your home credit union’s name
- Your account number
- Loan payments
- Valid government-issued photo identification – e.g., state driver’s license, U.S. passport
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Manage your account without ever having to visit a branch!
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*Branch offers a coin machine.
**7-Eleven ATMs do not offer deposit functionality.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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